When to Speak to a Mortgage Pro

It is valuable to consult your mortgage professional as soon as possible — even before you've started to research neighborhoods. Why? When you don't yet know how much home you need to qualify for, how could we help?

Pre-Qualify

When we pre-qualify you, we help you find out the amount in monthly payments you can afford, and the size of loan you will qualify for. In this process, we look at your capacity to borrow - reviewing your job, available money for down payment, debt, income, and other circumstances. We require a minimum amount of paperwork, and avoid a lengthy process.

We will give you a Pre-Qualification Letter after you qualify, that states that we are confident you'll qualify for a predetermined amount of mortgage loan dollars.

Buying Power

With your pre-qualification letter, several advantages are yours once you find the house you want to put together an offer for. The first is that you'll know what you will be able to afford when determining your offer. Of greater importance to the existing home owner, your being pre-qualified is like your having entered their house with a suitcase full of money ready to make the deal! They won't need to wonder if that they have been wasting their time if you will not have the ability to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for the necessary loan amount will not be something for them to lose sleep over. You have the capability to back up your offer.

We will help you with your pre-qualification

When we pre-qualify you, we help you find out how much of a monthly payment you can fit in your budget, and how much we of a loan you can qualify for. The process leads you through your finances - your debts, income, career, cash available for down payment, among other things. It's quick and to the point; and we take pride in keeping the paperwork to a minimum.

One on one

It's important to sit down and meet with us, even though you are free to also utilize the helpful mortgage calculator tools on our website. We can walk you through your pre-qualification letter. Next, we can review your loan options and be sure you have chosen the best one. Contact us at 6782789688 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 678-278-9688. We answer pre-qualification questions every day.